Instant Bank Payments via GoCardless for WooCommerce Security & Risk Analysis

wordpress.org/plugins/wc-gocardless-instant-bank-payments

Take instant bank payments on your WooCommerce store through open banking technology. Increase your conversions, reduce fees, reduce failed payments a …

100 active installs v1.3.2 PHP 7.4+ WP 5.8+ Updated Feb 20, 2024
go-cardlessgocardlessinstant-bank-payopen-bankingwoocommerce
85
A · Safe
CVEs total0
Unpatched0
Last CVENever
Download
Safety Verdict

Is Instant Bank Payments via GoCardless for WooCommerce Safe to Use in 2026?

Generally Safe

Score 85/100

Instant Bank Payments via GoCardless for WooCommerce has no known CVEs and is actively maintained. It's a solid choice for most WordPress installations.

No known CVEs Updated 2yr ago
Risk Assessment

The wc-gocardless-instant-bank-payments plugin version 1.3.2 exhibits a mixed security posture. While the plugin demonstrates strong practices in areas like SQL query preparation and output escaping, indicating a developer focus on preventing common web vulnerabilities, there are significant concerns regarding its attack surface. A substantial portion of its AJAX handlers (4 out of 6) lack authentication checks, presenting a direct path for unauthorized actions if these handlers perform sensitive operations. The absence of taint analysis results for critical or high-severity issues, combined with no recorded vulnerability history, suggests that no known exploitable flaws have been publicly disclosed for this version. However, this doesn't negate the risk posed by the unprotected AJAX endpoints. The plugin's strengths lie in its secure coding of database interactions and output handling. Its primary weakness stems from insufficient access control on critical entry points, which could be exploited if those endpoints are not inherently safe or are misused.

Key Concerns

  • Unprotected AJAX handlers
  • Limited capability checks found
Vulnerabilities
None known

Instant Bank Payments via GoCardless for WooCommerce Security Vulnerabilities

No known vulnerabilities — this is a good sign.
Code Analysis
Analyzed Mar 16, 2026

Instant Bank Payments via GoCardless for WooCommerce Code Analysis

Dangerous Functions
0
Raw SQL Queries
0
0 prepared
Unescaped Output
0
0 escaped
Nonce Checks
1
Capability Checks
0
File Operations
0
External Requests
0
Bundled Libraries
0
Attack Surface
4 unprotected

Instant Bank Payments via GoCardless for WooCommerce Attack Surface

Entry Points6
Unprotected4

AJAX Handlers 6

authwp_ajax_initBillingRequestwc-gocardless-instant-bank-payments.php:53
noprivwp_ajax_initBillingRequestwc-gocardless-instant-bank-payments.php:54
authwp_ajax_frontendNoticewc-gocardless-instant-bank-payments.php:55
noprivwp_ajax_frontendNoticewc-gocardless-instant-bank-payments.php:56
authwp_ajax_frontendErrorwc-gocardless-instant-bank-payments.php:57
noprivwp_ajax_frontendErrorwc-gocardless-instant-bank-payments.php:58
WordPress Hooks 4
actionplugins_loadedwc-gocardless-instant-bank-payments.php:44
filterwoocommerce_payment_gatewayswc-gocardless-instant-bank-payments.php:47
actionwp_enqueue_scriptswc-gocardless-instant-bank-payments.php:50
filtercheckout_submitted_pre_gc_flowwc-gocardless-instant-bank-payments.php:61
Maintenance & Trust

Instant Bank Payments via GoCardless for WooCommerce Maintenance & Trust

Maintenance Signals

WordPress version tested6.4.8
Last updatedFeb 20, 2024
PHP min version7.4
Downloads4K

Community Trust

Rating90/100
Number of ratings2
Active installs100
Developer Profile

Instant Bank Payments via GoCardless for WooCommerce Developer Profile

Adam Kent

1 plugin · 100 total installs

84
trust score
Avg Security Score
85/100
Avg Patch Time
30 days
View full developer profile
Detection Fingerprints

How We Detect Instant Bank Payments via GoCardless for WooCommerce

Patterns used to identify this plugin on WordPress sites during automated security audits and web crawling.

Asset Fingerprints

Asset Paths
/wp-content/plugins/wc-gocardless-instant-bank-payments/js/gc-ob-wc-gateway.js
Script Paths
https://pay.gocardless.com/billing/static/dropin/v2/initialise.js
Version Parameters
wc-gocardless-instant-bank-payments/js/gc-ob-wc-gateway.js?ver=

HTML / DOM Fingerprints

Data Attributes
data-gc-open-banking
JS Globals
gcGateway
REST Endpoints
/wp-json/gateway_gc_wc/v1/payments
FAQ

Frequently Asked Questions about Instant Bank Payments via GoCardless for WooCommerce