Synchrony Financing Security & Risk Analysis

wordpress.org/plugins/synchrony-payments

Boost your business with Synchrony

60 active installs v1.0.9 PHP 7.2+ WP 5.3+ Updated Feb 9, 2026
synchronysynchrony-checkoutsynchrony-paymentssynchrony-pluginwordpress-ecommerce
100
A · Safe
CVEs total0
Unpatched0
Last CVENever
Safety Verdict

Is Synchrony Financing Safe to Use in 2026?

Generally Safe

Score 100/100

Synchrony Financing has no known CVEs and is actively maintained. It's a solid choice for most WordPress installations.

No known CVEs Updated 1mo ago
Risk Assessment

The "synchrony-payments" plugin v1.0.9 exhibits a generally good security posture with a few notable areas of concern. The plugin demonstrates strong adherence to secure coding practices, with a high percentage of SQL queries utilizing prepared statements and an excellent rate of proper output escaping. The absence of dangerous functions, file operations, and known vulnerabilities in its history further contributes to a positive security outlook. However, the presence of unprotected AJAX handlers represents a significant risk. Two out of four AJAX handlers lack authentication checks, which could allow unauthorized users to trigger potentially sensitive actions. While taint analysis shows no critical or high-severity unsanitized flows, the unprotected AJAX endpoints could still be a vector for exploiting other, perhaps minor, vulnerabilities not directly detected by static analysis. The plugin's clean vulnerability history is encouraging, suggesting a history of diligent security efforts or fortunate avoidance of past issues. Overall, the plugin has a solid foundation, but the unprotected AJAX handlers are a critical weakness that requires immediate attention to prevent potential exploitation.

Key Concerns

  • Unprotected AJAX handlers
Vulnerabilities
None known

Synchrony Financing Security Vulnerabilities

No known vulnerabilities — this is a good sign.
Code Analysis
Analyzed Mar 16, 2026

Synchrony Financing Code Analysis

Dangerous Functions
0
Raw SQL Queries
1
8 prepared
Unescaped Output
13
244 escaped
Nonce Checks
5
Capability Checks
3
File Operations
0
External Requests
2
Bundled Libraries
0

SQL Query Safety

89% prepared9 total queries

Output Escaping

95% escaped257 total outputs
Attack Surface
2 unprotected

Synchrony Financing Attack Surface

Entry Points11
Unprotected2

AJAX Handlers 4

authwp_ajax_checkout_form_datasrc\frontend\class-synchrony-cart-hooks.php:45
noprivwp_ajax_checkout_form_datasrc\frontend\class-synchrony-cart-hooks.php:46
authwp_ajax_place_custom_ordersrc\gateway\class-synchrony-custom-order.php:196
noprivwp_ajax_place_custom_ordersrc\gateway\class-synchrony-custom-order.php:197

Shortcodes 7

[synchrony_mppbanner_link_widget] src\frontend\class-synchrony-cart-hooks.php:43
[synchrony_button] src\frontend\class-synchrony-cart-hooks.php:44
[synchrony_multiwidget] src\frontend\class-synchrony-frontend.php:132
[synchrony_product_widget] src\frontend\class-synchrony-frontend.php:137
[synchrony_cart_widget] src\frontend\class-synchrony-widgets.php:46
[synchrony_checkout_widget] src\frontend\class-synchrony-widgets.php:47
[synchrony_error_message] src\gateway\class-synchrony-gateway.php:203
WordPress Hooks 63
actionadmin_noticesclass-synchrony-payment.php:187
actionadmin_noticesclass-synchrony-payment.php:197
actionadmin_noticesclass-synchrony-payment.php:206
actionwp_enqueue_scriptsclass-synchrony-payment.php:219
actionadmin_enqueue_scriptsclass-synchrony-payment.php:220
filterwp_nav_menu_objectsclass-synchrony-payment.php:238
filterwoocommerce_payment_gatewaysclass-synchrony-payment.php:239
actionplugins_loadedclass-synchrony-payment.php:240
actionadd_meta_boxesclass-synchrony-payment.php:241
actionadmin_noticesclass-synchrony-payment.php:244
actionwoocommerce_thankyouclass-synchrony-payment.php:245
actionwidgets_initclass-synchrony-payment.php:246
actionbefore_woocommerce_initclass-synchrony-payment.php:248
filterscript_loader_tagclass-synchrony-payment.php:249
actionwoocommerce_blocks_loadedclass-synchrony-payment.php:253
actionwoocommerce_blocks_payment_method_type_registrationclass-synchrony-payment.php:257
filterpage_templateclass-synchrony-payment.php:310
actionadmin_footersrc\admin\class-synchrony-admin-order.php:34
actionadmin_noticessrc\admin\class-synchrony-admin-order.php:35
actionadmin_enqueue_scriptssrc\admin\class-synchrony-admin-order.php:36
filterwoocommerce_get_sections_checkoutsrc\admin\class-synchrony-admin.php:143
filterwoocommerce_get_settings_checkoutsrc\admin\class-synchrony-admin.php:144
actionwoocommerce_settings_checkoutsrc\admin\class-synchrony-admin.php:145
actionwoocommerce_process_shop_order_metasrc\admin\class-synchrony-admin.php:147
actionsave_postsrc\admin\class-synchrony-admin.php:149
actionpost_submitbox_misc_actionssrc\admin\class-synchrony-admin.php:152
actioninitsrc\admin\class-synchrony-mppaw-banner.php:20
actionmanage_mpp-banner_posts_custom_columnsrc\admin\class-synchrony-mppaw-banner.php:21
actionadmin_headsrc\admin\class-synchrony-mppaw-banner.php:22
filterpost_row_actionssrc\admin\class-synchrony-mppaw-banner.php:23
filtermanage_mpp-banner_posts_columnssrc\admin\class-synchrony-mppaw-banner.php:24
actionenqueue_block_editor_assetssrc\blocks\class-synchrony-block-cart-widget.php:22
actionenqueue_block_editor_assetssrc\blocks\class-synchrony-block-checkout-widget.php:22
actionenqueue_block_editor_assetssrc\blocks\class-synchrony-block-mpp-widget.php:22
actionenqueue_block_editor_assetssrc\blocks\class-synchrony-block-split-modal.php:22
actionwp_headsrc\frontend\class-synchrony-cart-hooks.php:42
actionwp_footersrc\frontend\class-synchrony-cart-hooks.php:47
actionwoocommerce_after_order_notessrc\frontend\class-synchrony-cart-hooks.php:48
filterwoocommerce_gateway_descriptionsrc\frontend\class-synchrony-cart-hooks.php:51
filterwoocommerce_proceed_to_checkoutsrc\frontend\class-synchrony-cart-hooks.php:54
actionwoocommerce_after_shop_loop_itemsrc\frontend\class-synchrony-frontend.php:133
actionwp_footersrc\frontend\class-synchrony-frontend.php:136
actionwp_headsrc\frontend\class-synchrony-frontend.php:139
actionwoocommerce_before_single_productsrc\frontend\class-synchrony-frontend.php:141
filterwoocommerce_available_payment_gatewayssrc\frontend\class-synchrony-frontend.php:144
actionwoocommerce_after_cartsrc\frontend\class-synchrony-widgets.php:43
actionwoocommerce_review_order_after_paymentsrc\frontend\class-synchrony-widgets.php:44
actionbefore_woocommerce_paysrc\frontend\class-synchrony-widgets.php:45
actionwoocommerce_before_checkout_formsrc\gateway\class-synchrony-gateway.php:202
actionrest_api_initsrc\webhooks\class-synchrony-callback.php:109
actionrest_api_initsrc\webhooks\class-synchrony-callback.php:110
actionrest_api_initsrc\webhooks\class-synchrony-callback.php:111
actionwoocommerce_before_cart_tablesrc\webhooks\class-synchrony-callback.php:112
actionrest_api_initsrc\webhooks\class-synchrony-callback.php:113
actionrest_api_initsrc\webhooks\class-synchrony-callback.php:114
actionrest_api_initsrc\webhooks\class-synchrony-callback.php:115
actionrest_api_initsrc\webhooks\class-synchrony-callback.php:116
actionwoocommerce_initsrc\webhooks\class-synchrony-callback.php:117
actionrest_api_initsrc\webhooks\class-synchrony-callback.php:118
actionrest_api_initsrc\webhooks\class-synchrony-callback.php:119
actionrest_api_initsrc\webhooks\class-synchrony-callback.php:120
actionrest_api_initsrc\webhooks\class-synchrony-callback.php:121
actionshutdownsrc\webhooks\class-synchrony-callback.php:167
Maintenance & Trust

Synchrony Financing Maintenance & Trust

Maintenance Signals

WordPress version tested6.9.4
Last updatedFeb 9, 2026
PHP min version7.2
Downloads2K

Community Trust

Rating0/100
Number of ratings0
Active installs60
Developer Profile

Synchrony Financing Developer Profile

syfwoocommerce

1 plugin · 60 total installs

94
trust score
Avg Security Score
100/100
Avg Patch Time
30 days
View full developer profile
Detection Fingerprints

How We Detect Synchrony Financing

Patterns used to identify this plugin on WordPress sites during automated security audits and web crawling.

Asset Fingerprints

Asset Paths
/wp-content/plugins/synchrony-payments/assets/js/synchrony-common.js
Script Paths
assets/js/synchrony-common.js
Version Parameters
synchrony-common.js?ver=1.0.9.1

HTML / DOM Fingerprints

CSS Classes
synchrony-payment-settings
Data Attributes
data-synchrony-gateway-url
JS Globals
synchrony_payment_data
REST Endpoints
/wp-json/synchrony-payments/v1/settings/wp-json/synchrony-payments/v1/checkout/wp-json/synchrony-payments/v1/payment-status
Shortcode Output
[synchrony_payment_button]
FAQ

Frequently Asked Questions about Synchrony Financing